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Moratorium on Insurance Cancellations

Post Date:03/03/2020

The California Insurance Commissioner has determined that in accordance with SB 824, insurance companies cannot cancel or refuse to renew insurance for polices with a 94553 or 94563 zip code for one year from October 27th, 2019. If a policy in these zip codes has been cancelled or non-renewed since that date, the insurer must offer to reinstate them. More information is available here.

If your policy was cancelled or not renewed, you should contact your insurance company with this information. The Insurance Commission point of contact for insurance companies seeking additional information is:

Risa Salat-Kolm
Attorney III Legal Division - Enforcement Bureau
45 Fremont Street, 21st Floor  San Francisco, CA 94105
(415) 538-4127

These zip codes are covered by SB 824 due to the proximity to the Sky Fire which was included in the Governor’s October 27th, 2019 state of emergency declaration. The full regional list of effected zip codes is listed below:

Sky Fire 

94553, 94572, 94525, 94523, 94549, 94520, 94530, 94803, 94547, 94563, 94564, 94708, and 94569.

Glen Cove Fire 

94591, 94534, 94590, 94510, 94589, and 94503.

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